We have put together this Identity Theft Vulnerability Test in order to help you evaluate your risk of being becoming a victim of identity theft.

Check all of the following that apply to you:

  1. I use my mother's maiden name, my birthday, or Social Security Number (SSN) as a password. (10 points)
  2. My state driver's license has my SSN on it. (10 points)
  3. I regularly mail my bills from my home mail box. (10 points)
  4. I carry my ID with my SSN on it in my wallet. (10 points)
  5. I get pre-approved credit offers regularly. (5 points)
  6. I do not shred sensitive papers listing my personal information. (10 points)
  7. I provide my SSN whenever asked, without asking why it is necessary or how it will be protected. (10 points)
  8. I enter sweepstakes contests listing my personal information. (5 points)
  9. I am required to use my SSN as an ID number. (5 points)
  10. I have my SSN and/or driver's license number printed on my personal checks. (10 points)
  11. I place telephone orders on my cell or portable phone. (5 points)
  12. I have not checked my credit report in the last year. (10 points)
  13. I do not cut up expired or unused credit cards. (10 points)
  14. I don't have a copy of the contents of my wallet. (5 points)
  15. I carry multiple credit cards and identification cards. (5 points)
  16. I use my debit card whenever I can. (5 points)
  17. I have my checks mailed to my house. (10 points)
  18. I give my personal information over the internet on any site. (5 points)

 

Each question on this test represents some of the possible avenues a thief can take to steal your identity. The lower the score, the better you are doing.

Test Score

100+ points--You are highly vulnerable. We recommend you purchase a paper shredder, become more security aware in document handling and start to question why people need your personal data.

50-100 points--Your odds of being victimized are about average, higher if you have good credit.

0-50 points--Congratulations! You can breathe easier, but everybody is vulnerable. Keep up the good work, and don't let your guard down now.